Terms of Service

📋 Acceptance of Terms

By accessing or using US Property Tools at uspropertytools.com ("the Website," "our tools," or "the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please discontinue your use of the Website immediately.

These Terms apply to all visitors, users, and others who access or use the Service. We reserve the right to modify these Terms at any time, and your continued use of the Website after such changes constitutes your acceptance of the revised Terms.

🧮 Informational Use Only

All calculators, converters, and tools on US Property Tools are provided for informational and educational purposes only. Results generated by our tools — including but not limited to:

• Mortgage payment estimates
• Capital gains tax calculations (federal and state)
• Property tax estimates by state
• Construction material quantities and cost estimates
• ROI and rental income projections
• Land area conversions
• Concrete, lumber, drywall, roofing, and flooring quantities
• Soil fill, gravel, septic tank, and water tank estimates

— are estimates only and are not guaranteed to be accurate, complete, or current. Results should not be used as the sole basis for any financial, legal, construction, or real estate decision.

⚖️ Not Professional Financial, Legal, or Construction Advice

US Property Tools is not a licensed real estate broker, financial advisor, CPA, tax attorney, structural engineer, or contractor. We strongly recommend consulting qualified licensed professionals before making any real estate, financial, tax, or construction decisions:

• For mortgage decisions: Consult a HUD-approved housing counselor, licensed mortgage broker, or licensed lender
• For tax decisions: Consult a CPA, Enrolled Agent, or tax attorney familiar with IRS rules and your state's tax code
• For property transactions: Consult a licensed Realtor® or real estate attorney in your state
• For construction: Consult a licensed general contractor, structural engineer, or local building department
• For investment decisions: Consult a licensed investment advisor or financial planner

Tax laws (IRS and state), building codes (IRC), lending standards (Fannie Mae, FHA, VA), and market conditions change frequently. Always verify current rules with the appropriate authority.

🎯 Accuracy & Limitations of Our Tools

While we strive to use accurate formulas, current tax rates, and reasonable industry data, you acknowledge that:

• IRS tax tables, capital gains rates, and Section 121 exclusion rules can change with new tax legislation
• State income tax rates and state capital gains tax rates vary and change frequently
• Property tax mill rates vary by county, city, and school district — our state averages are approximations
• Construction costs vary significantly by contractor, labor market, material prices, and geographic location
• Mortgage rates fluctuate daily — our results use the rate you input, which may not reflect current market rates
• Local zoning laws, HOA rules, building permits, and county assessments affect real-world outcomes
• Our tools do not account for individual circumstances such as tax deductions, exemptions, or special loan programs

We reference industry sources including the IRS, EPA, HUD, Fannie Mae, and IRC building standards, but these references are for general informational purposes and may not reflect the most current rules in your jurisdiction.

👤 User Responsibility

By using our tools, you accept full responsibility for:

• The accuracy of the inputs you enter into our calculators
• Verifying results with licensed professionals before making financial or legal decisions
• Understanding that estimates are not quotes, appraisals, assessments, or professional opinions
• Complying with all applicable local, state, and federal laws in your use of the information
• Ensuring that any construction, investment, or financial decisions comply with applicable codes, regulations, and professional standards

You agree not to use our tools for any unlawful purpose or in any way that could harm, disable, overburden, or impair our Website or servers.

©️ Intellectual Property

All content on US Property Tools — including but not limited to text, design, calculator logic, graphics, and layout — is the intellectual property of US Property Tools and is protected by United States copyright law.

You are granted a limited, non-exclusive, non-transferable license to use our tools for personal and professional estimation purposes. You may not:

• Copy, reproduce, or republish our tools or content without written permission
• Sell or commercialize access to our tools
• Reverse-engineer or scrape our calculator logic for commercial use
• Remove any copyright, trademark, or proprietary notices

Sharing links to our tools is always welcome and encouraged.

🔗 Third-Party Services

Our Website uses the following third-party services, each governed by their own Terms of Service and Privacy Policies:

• Google Analytics — for anonymous website traffic analysis (Google Terms)
• Google AdSense — for displaying advertisements (Google Terms)
• Google Fonts — for the Inter typeface (Google Fonts Terms)

We are not responsible for the content, privacy practices, or terms of these third-party services. We encourage you to review their respective policies.

⚠️ Disclaimer of Warranties

We do not warrant that:

• Our tools will be error-free or uninterrupted
• Results will be accurate for your specific situation
• Our tools reflect the most current tax laws, building codes, or market conditions
• The Website will be free from viruses or other harmful components (though we take reasonable precautions)

🛡️ Limitation of Liability

To the maximum extent permitted by applicable law, US Property Tools and its creators, operators, and contributors shall not be liable for any:

• Direct, indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Financial losses resulting from reliance on our calculator estimates
• Tax penalties, interest, or underpayments based on our tax estimates
• Construction overruns, material shortfalls, or contractor disputes based on our estimates
• Real estate transaction losses based on our property valuations

This limitation applies regardless of the legal theory under which the claim is brought and even if we have been advised of the possibility of such damages. Some US states do not allow limitations of liability; in such states, our liability shall be limited to the maximum extent permitted by law.

🇺🇸 Governing Law & Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of the United States of America. Any disputes arising from your use of US Property Tools shall be resolved under US federal law and, where applicable, the laws of the state in which we operate.

By using our Website, you consent to the personal jurisdiction and venue of the United States courts for any disputes. You waive any objection to venue or jurisdiction in such courts.

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

📝 Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Website. The "Last Updated" date at the top of this page will reflect any revisions.

Your continued use of US Property Tools after any modifications constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must discontinue use of the Website.

📬 Contact Us

If you have questions about these Terms of Service, please contact us:

• Email: contact@uspropertytools.com
• Contact Form: uspropertytools.com/contact-us/

See also our Privacy Policy and Disclaimer for additional legal information.